Through its Crédit Concept division, Groupe Bianco negotiates your financing with more than 40 partner banks across Nice and the French Riviera. Whether you are buying your primary residence, a rental investment, or looking to reduce your current monthly payments, our role is to compare offers on your behalf and secure the best rate, at no cost to you.
The Nice property market, from the Carré d’Or to the hillsides and the coast, presents very different financing profiles from one area to another. We adapt every case to the reality of the project: first-time buyer, rental investment, purchase in the Principality of Monaco, or business financing for your activity.
A bank only offers its own terms. A broker puts institutions in competition for you, that is the difference between accepting an offer and negotiating the best one. We build your file once, then present it to the banks best positioned for your profile, instead of you having to repeat the process with each one.
Loan insurance, in particular, deserves special attention: since the Lemoine law, it can be switched at any time, often with substantial savings compared to your bank’s group policy. We systematically check whether your current cover is optimal.
Feasibility study, file preparation, negotiation with banks, through to signature, we support you at every step. Our fees are paid by the partner banks, not by you: the study and support remain free and with no obligation.
