Groupe Bianco supports individuals, families and business owners across the French Riviera in structuring, growing and transferring their wealth. As an independent broker, we select solutions from our network of partners rather than steering you toward in-house products, the client’s interest comes before any other consideration.
In a market like Nice, where property often accounts for a large share of family wealth and proximity to Monaco introduces specific wealth planning questions, a generic strategy is not enough. Every situation, an entrepreneur preparing a sale, a retiree wishing to pass on assets, a young professional starting to build savings, calls for a different approach.
A bank advisor offers their bank’s products. An independent advisor compares the whole market, life insurance, SCPIs, structured products, tax planning solutions, and keeps only what genuinely serves your goals. That independence has a cost for us: it forces us to justify every recommendation on its merits, not on an internal sales target.
Wealth transfer, in particular, is a subject where timing matters as much as strategy: gifts, life insurance, how assets are held, certain tax mechanisms have precise application windows that are best anticipated rather than endured.
We systematically start with a full wealth audit, assets, liabilities, short and long-term goals, family situation, before any recommendation. Proposed solutions are then explained clearly, with no jargon, along with their advantages and limits. For any tax or legal question affecting your personal situation, we work alongside your accountant or notary to validate the chosen strategy.